Your Culinary Health Center has reopened!

Customer Service will be closed Monday, January 18 for Martin Luther King, Jr. Day


The Culinary Pharmacy at the Culinary Health Fund will be closed Monday, January 18 for Martin Luther King, Jr. Day

Copayments and coinsurance

The Cullinary Health Fund pays for most of your health care costs. You may also have to pay a part of the costs.

What is the difference between a copayment and coinsurance?

Copayments

A copayment or copay is a flat amount you may pay when you go to a doctor, pharmacy, or use a service. An example is a doctor’s office visit. Each time you go to the doctor, you will pay a copayment for the visit.

Coinsurance

Coinsurance is the part of the total costs you may pay for a service or medicine. The amount you pay changes based on the type of service.

Example

Copayment
(Copay)
Bill CHFtoo pays Copay
$300 $280 $20
or
Coinsurance
(20%)
Bill CHFtoo pays Coinsurance
$300 $240 $60

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