Your Culinary Health Center has reopened!

Customer Service will be closed Monday, January 18 for Martin Luther King, Jr. Day


The Culinary Pharmacy at the Culinary Health Fund will be closed Monday, January 18 for Martin Luther King, Jr. Day

Super Saver

Learn more about Super Saver 3:37

Thanks to the Leadership of the Culinary Health Fund Union and Employer Trustees, you now have a new self-payment option to keep your benefits. This new option is called Super Saver. It starts November 1, 2020.

What does Self-Pay mean?

Now you also have Super Saver!

Here’s how Super Saver works:

Who can use Super Saver?

Participants who are making partial or full self-payments now, or are making COBRA payments.

Why is Super Saver important?

It helps you keep your coverage at a lower cost. That way you may not need to re-establish your eligibility when you return to work.

How eligibility works

Past work months count for future eligibility.

For example:

If a participant did not work in July and August they would not be eligible in November and December.

240 hours required in Covered in
July and August November and December
September and October January and February
November and December March and April

Learn more about eligibility

Examples of how to choose the best option

Example 1

Self-Pay/​COBRA
or
Super Saver

$1,243.20 for full Self-Pay

$164* (for each eligibility period)

Chris will now be eligible for benefits in November and December.

*Chris will only be able to use the Super Saver option 2 times (2 eligibility periods – 4 months) before it ends October 31, 2021.


Example 2

Self-Pay/​COBRA
or
Super Saver

$207.20 for partial Self-Pay

By paying her partial Self-Pay, Maria can save Super Saver for when she is laid off in the future.

$164 (for each eligibility period)

Example 3

Self-Pay/​COBRA
or
Super Saver

$1,710.88 COBRA payments (that’s $885.44 per month)

$164* (for each eligibility period)

Elena chooses to use Super Saver. This saves her $1,546.88. Elena will be able to make one more Super Saver payment before she has to go back to making COBRA payments.

*Elena will only be able to use the Super Saver option 2 times (2 eligibility periods – 4 months) before it ends October 31, 2021.

You can call Customer Service for more information about Super Saver at 702-733-9938.

Community resources

If you need help paying for health care, caring for your child, putting food on the table, or have other problems, there is help.

Visit this web page for a list of government and private organizations ready to help you.